Employee Stock Purchase Plan

Share in Monochrome Health’s growth and financial success by purchasing company stock at an exclusive 15% discount through convenient payroll deductions.

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Navigating personal finances can feel overwhelming, whether you are tackling student loans, planning to buy a home, or fine-tuning your long-term investment strategy.

Through Monochrome Health’s partnership with Fidelity NetBenefits, all eligible Acme employees have free, confidential access to certified financial coaches and personalized planning tools at zero out-of-pocket cost.

Unlike traditional financial advisors who may charge management fees or sell commission-based products, our financial guidance benefit is strictly non-commissioned and conflict-free. Your dedicated coaches are focused entirely on helping you make informed decisions aligned with your personal goals, budget, and family needs.

Schedule confidential 1-on-1 sessions with a certified financial planner to evaluate your complete financial picture. Whether you prefer a quick phone call or an interactive video meeting, coaches are available to work through your specific questions step-by-step.

  • 100% Free & Confidential: Provided as a company-paid benefit—your personal financial details are never shared with Acme or corporate HR.
  • Comprehensive Topics: Guidance covers budgeting, emergency fund planning, debt payoff strategies, home buying, college savings (529 plans), and retirement preparedness.
  • Family Inclusion: Spouses and domestic partners are welcome to join coaching sessions to help align your household goals.

If you prefer self-paced learning, the Fidelity NetBenefits platform offers an array of interactive web tools and mobile apps to track your net worth and model different financial decisions in real time.

  • Financial Wellness Score: Take a 5-minute assessment to identify your financial strengths and receive a prioritized action plan.
  • Budgeting & Savings Trackers: Sync your external bank accounts and credit cards securely to visualize cash flow and track spending trends.
  • Life Event Guides: Access step-by-step checklists for major life transitions, such as starting a family, changing careers, or caring for aging parents.

Stay informed with monthly interactive workshops led by financial experts. Topics rotate throughout the year to address timely market trends, tax planning strategies, and holistic financial wellbeing.

  • Monthly Live Sessions: Attend 30- to 45-minute virtual seminars covering debt management, investing fundamentals, and tax-smart strategies.
  • On-Demand Archive: Access a full library of recorded webinars to watch anytime on your computer or mobile device.
  • Q&A Opportunities: Ask anonymous questions directly to certified planners during live sessions.

Getting started takes less than two minutes through your existing single sign-on (SSO) credentials. You can book one-off consultations or establish an ongoing quarterly check-in schedule with the same coach.

  • Log In: Access your account via Fidelity NetBenefits from the Monochrome Health SSO dashboard.
  • Choose Your Topic: Select the specific area you want to focus on (e.g., “Student Debt Strategy” or “Retirement Readiness”).
  • Pick Your Time: Choose a date, time, and format (phone or video) that fits your work schedule.

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